Greed is One of the Seven Deadly Sins!!!

      I believe the first two chapters of the book, especially chapter one, are so pertinent to this time of year. Tax season is so important to many low income families, for many of these families it can mean the difference of paying a car payment, much needed home repairs, purchasing items that ordinarily they would be denied because of histories of bad or low credit ratings. However, because of such a necessity for these returned funds, the problem arises when individual tax payers are exploited for the money that they are owed by the government. As easy targets for companies advertising easy credit opportunities these taxpayers become unwilling victims in a relentless scheme constructed by companies in an attempt to profit off of the needs of the working poor. However, sadly tax season isn't the only time when this occurs, being classified in a strata defined by poverty makes these individuals susceptible to numerous financial traps that prey on the helpless and needy who suffer from financial ruin. These companies disable the consumers of their loans the ability to escape by concentrating them within the downward spiral perpetuated by their need and financial obligations. By charging high interest rates on small sums of borrowed money these businesses continue to ensure that these individuals will consistently need them for future years to come. Although the process weakens poor American citizens, similar to the prey of a black mamba spider caught in a web, the system functions through ensuring the maintenance of an underclass of which the powerful can feed, without the burden of having to account for of how scarce the helpings may be.